HighCard

香港信用卡回贈優化 Hong Kong Credit Card Optimizer

每筆消費,最高回贈 Every Transaction, Best Rebate

比較 33+ 張香港信用卡,涵蓋 11 個消費類別,即時找出回贈最高的信用卡。 Compare 33+ Hong Kong credit cards across 11 spending categories to instantly find the highest rebate.

33+
支援信用卡 Supported Cards
11
消費類別 Spending Categories
5
實用功能 Powerful Tools

強大功能 Powerful Features

最大化信用卡回贈所需的一切 Everything you need to maximize credit card rebates

簽帳 Calculator

即時最佳信用卡 Instant Best Card

輸入消費金額、類別、付款方式和幣種,即時比較所有信用卡的回贈率,找出最佳選擇。 Enter amount, category, payment method and currency to instantly compare rebates across all your cards.

回贈 Rewards

回贈進度追蹤 Rewards Progress Tracking

視覺化追蹤每張卡的簽帳上限和回贈進度,按銀行分組,清晰掌握各類別消費狀況。 Visual progress bars show spend vs. cap for each card's rebate categories, grouped by bank.

記錄 Statistics

消費類別統計 Spending Analytics

互動式圓形圖表展示各消費類別的支出分佈,支援本月、上月和全部時段切換。 Interactive donut chart shows spending breakdown by category with period selection.

推薦 Suggest

智能信用卡推薦 Smart Card Suggest

根據過去 30 天的交易記錄回測分析,推薦最適合加入的信用卡,並顯示各類別的詳細依據。 Back-tests your last 30 days of transactions to recommend the best card to add to your wallet.

設定 Settings

信用卡組合管理 Card Portfolio Management

從 33+ 張香港信用卡中管理你的卡組合,自訂每張卡的設定,支援深色模式和字體大小調整。 Manage your card portfolio from 33+ HK credit cards with per-card configuration and theme options.

使用方式 How It Works

三個步驟,輕鬆開始 Get started in three simple steps

1

加入你的卡 Add Your Cards

從 33+ 張香港信用卡中選擇你持有的卡,可用 Apple ID、Google 或訪客模式登入。 Select the cards you own from 33+ HK credit cards. Sign in with Apple, Google, or use guest mode.

2

記錄消費 Log Transactions

輸入消費金額、類別和付款方式,即時查看哪張卡回贈最高。 Enter amount, category, and payment method to see which card gives the best rebate.

3

最大化回贈 Maximize Rebates

追蹤回贈進度、查看消費統計、獲取智能卡推薦,輕鬆提升回贈收益。 Track progress, view spending analytics, and get smart card suggestions to boost your rebates.

更多功能 And More

雙語支援 Bilingual

完整繁體中文及英文介面 Full Traditional Chinese & English

Apple 及 Google 登入 Apple & Google Sign-in

安全快速登入,或使用訪客模式 Secure sign-in, or use guest mode

跨裝置同步 Cross-device Sync

資料自動雲端同步 Data syncs automatically via cloud

計劃交易 Planned Transactions

設定定期消費,自動追蹤 Set recurring spending, tracked automatically

分享為圖片 Share as Image

將比較結果分享給朋友 Share comparison results with friends

多種付款方式 Multiple Payment Methods

Apple Pay、Google Pay、八達通等 Apple Pay, Google Pay, Octopus & more

開始最大化你的回贈 Start Maximizing Your Rebates

免費下載,無廣告。 Free to download. No ads.